Apply for Financing

Apply for Financing at Lake City GMC, Inc.

At Lake City GMC, Inc., it is our goal to make automotive financing as stress-free as possible for our Gainesville shoppers. With our online application, you can apply for financing at Lake City GMC, Inc. from the comfort of your home. Our secure form makes it possible to procure GMC financing in no time. Save time at the dealership and enjoy your new vehicle sooner. What’s not to love? Get pre-approved today so you can make your dream car a reality.

GMC Financing vs. Leasing

If you are ready to apply for financing but are not sure if leasing or traditional financing is the right choice for you in Jacksonville, you’re not alone. Both methods certainly have their merits, but one of them may be a better fit for your driving needs and budget. We compare the two more in-depth below to help you make a more informed decision.

With traditional GMC financing, there are no mileage restrictions. Feel free to drive as much as you want around Valdosta. You will not be charged for excess wear and tear on the vehicle either.
One of the biggest benefits of leasing is the lower monthly payment. Your vehicle will also be covered by warranty for the duration of the lease.
If you are interested in customizing your vehicle, it is best to finance it. When you lease, you need to keep the vehicle as close to factory condition as possible because it will be returned to the dealership.
Leasing allows you to drive a brand-new vehicle every couple of years, so you will always be able to enjoy the latest tech and features.